Who Is Behind InstantlyProtected.com
A guaranteed-issue guide run by a licensed, independent insurance agency — not a lead marketplace.
Owned And Operated By
Vitality Health Advisors LLC (dba NovaVida Group), a licensed insurance agency at 1300 Old Congress Ave, West Palm Beach, FL 33409, licensed in all 50 states and the District of Columbia. Phone 561-339-0727. Compliance: Compliance@NovavidaGroup.com.
Content is written by the agency's team and reviewed by its Chief Compliance Officer, Michael C. Furman (NPN 7622973). Applications started through the online tools name Phamella Bauer (NPN 22053821) as agent of record.
How We Are Paid
By the carrier, from the premium you would pay anyway. You pay nothing extra for an agent.
What We Do With Your Request
It goes to our licensed agents. It is not sold or shared with other agencies. Our privacy policy says exactly what we collect and how to make us stop.
Why We Show The Graded Benefit Everywhere
Because the regulators' model rule for life insurance advertising says a graded-benefit policy must disclose it prominently and may never be sold as "low cost" (NAIC Model Regulation 570), and because the people who buy these policies are the ones least able to absorb a surprise. Found an error? Email Compliance@NovavidaGroup.com and we will fix it.